The Hispanic National Mortgage Association ("HNMA") is a for-profit company with a clear social mission: to increase Hispanic homeownership in the US. We believe that mortgage industry has not been responsive to the particular needs of Hispanics and other minority groups, thus restricting credit and homeownership opportunities. This inefficiency is evidenced by the significant homeownership gap that exists between Hispanics and non-Hispanics; we work passionately to close such gap.

HNMA developed technology and procesesses to create an origination platform specifically designed to help originators interested in working in the Emerging Markets. Our platform increases the efficiency, standardization and the understanding with which lenders originate to the Emerging Markets. The origination is anchored by HAUS, a proprietary AUS (Automatic Underwriting System) built around the needs of underserved communities in the United States.